How It Works
Simple, Transparent, Community-Powered
Joppa HealthShare replaces confusing insurance with a straightforward model — real people sharing real costs.
Choose Your Plan
Select the membership tier that fits your household size and healthcare needs. Our team can help you compare options and find the right fit.
Make Your Monthly Contribution
Each month, you contribute your share amount. These funds go directly into the community pool used to cover eligible medical expenses for fellow members.
Receive Care
Visit any licensed provider in our network. Show your membership card and receive care. For telehealth, connect instantly from your phone or computer.
Submit Your Bills
After a medical visit, submit your bills through our simple member portal. Our team reviews and processes your submission quickly and transparently.
Community Shares Your Costs
Eligible expenses above your Annual Unshared Amount are shared by the community. Funds are distributed directly to providers or reimbursed to you.
Stay Supported
Our member advocates are available to answer questions, negotiate bills, and guide you through every step of your healthcare journey.